Is it worth it?

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Ketour Travel is offering its travel club members the opportunity to travel to fascinating countries like Ghana (July 29th – August 7th) and Dubai (October 19th -26th) in 2019. These two amazing destinations have been thoughtfully planned, for members to partake in the rich cultures of these two places.  It is easy to be a part of Ketour Travel Club by visiting and purchasing a membership paid on a yearly or monthly basis.

Now that you have become a travel club member and secured your place on one or both travel destinations for 2019 you need to protect yourself. Do you know only 1 in 4 people take out travel insurance? Whether you secure travel insurance for your trip or not this is what you need to know.

Check with your credit card company first, because often they offer some level of protection when you use the credit card for purchases. For example, as a Costco Citi card member if I purchase at least a portion of my trip with Citi, they will reimburse the lesser of the actual amount paid with my Citi card or the maximum coverage per trip. The trip cancellation coverage begins on the day the trip was purchased and ends on the trip departure date. Trip interruption coverage begins on the trip departure date and ends on the trip completion date.

Those covered include you, your family members, domestic partner and your traveling companions whose trip you paid for at least in part with your Citi credit card. An example of what is covered are change fees charged by an airline or travel supplier. You may use this benefit in the case you become sick or injured and are advised by a licensed medical practitioner not to travel because of serious illness or injury.

Another benefit your credit card company may have is worldwide travel accident insurance. Through the Citi Costco credit card, when you pay for a common carrier fare in full with your Citi card, you may receive financial help if a tragic accident occurs. If you die or are seriously injured, you may receive up to $250,000 in compensation. A common carrier refers to a vehicle that’s licensed to transport any public passenger who pays a fare or buys a ticket and is available on a regular schedule, such as planes, trains or cruise ships.  An example of a covered event that is covered is when boarding, exiting or riding as a passenger on a common carrier. There are many other travel benefits with your card that can include worldwide car rental insurance that may protect you in the event you rental car is damaged by an accident or stolen. Again, check with your credit card company for any benefits available to you and the terms and conditions of those benefits.

If you need trip coverage go to “Quick Links” on the Ketour Travel website, select “Travel Insurance.”  This will take you take you to a third-party site where you can secure any type of travel insurance you may need.

Research what benefits you may have as a credit card holder and purchase additional insurance to supplement those gaps to ensure you are covered for the level of protection you desire. This is a personal choice, be wise and read the fine print. Visit Ketour Travel’s website ( for all the necessary information to prepare for the trips to Ghana and Dubai & Abu Dhabi. Do not forget to subscribe to my newsletter, follow the Ketour YouTube channel, Facebook page, Twitter, Pinterest, and Instagram.

Roseland Hupp

Roseland Hupp

I am Roseland, and I travel, write, and take plenty of photos of different cities and countries I have travelled to around the world. My blog is for everyone who yearns to travel and learn about the diverse countries of the world. Subscribers to this blog will gain unique insight to travel through hands-on interactions rather than a hands-off perspective of a being a foreigner in a new land. Each post will reflect the truth of the locale it represents without any sugar coating added. You can learn more about me here.

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